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Earn More · Get Out of Debt Faster
Earn More: Jobs, Side Hustles and Careers to Pay Off Debt
Cutting costs only goes so far. This hub helps you find work you can realistically start, learn how to get hired, avoid scams, and put the extra money to work on your debt. Pick a lane below, or start with the step-by-step guide.
Start here
1. Know your numberUse the payoff calculator to see how much extra you need each month to be debt-free sooner.
2. Get hired step by stepA 9-step plan with free help, a fill-in resume, application tips and interview prep.
3. Stay safe9 red flags from the FTC and a 5-minute check before you say yes to any offer.
Lane 1
Work from home and online
Work you can do from a computer or phone. Start with the step-by-step guide, then explore the options below.
Get a job with no experienceCustomer service, admin and other entry-level paths, with BLS pay data.
Freelancing on FiverrSell a service you already know how to do.
Tutoring onlinePlatforms and what you need to get started.
Survey sitesSmall, flexible extra money; not a replacement for a job.
Selling on EtsyA beginner guide to opening a shop.
More remote work paths are on the way: customer support, virtual assistant, writing, design, IT support, and data and AI work.
Lane 2
Local and gig work
Driving and delivery
DoorDashRequirements and how to sign up.
UberRequirements and how to sign up.
LyftRequirements and how to sign up.
Become an Instacart shopperRequirements and first steps.
Instacart shopper payHow pay works and what affects it.
Amazon FlexBlocks, requirements and an honest review.
Errands, pets and care
TaskRabbitGet paid for errands and odd jobs.
RoverPet sitting and dog walking through an app.
Dog walkingApps and first steps.
Papa PalCompanion care for older adults.
Real estate photographyTurn a camera skill into local work.
Rent or sell what you own
Airbnb hostingWhat to know before you list a room.
TuroRent out your car when you are not using it.
Rent out storage spaceGarage, attic or driveway space.
Neighbor reviewIs renting space through Neighbor worth it?
Things to sellWhat to sell first to pay down debt.
Compare all options
Lane 3
Career change: train in under a year
If side work is not enough, a better-paying career can raise the income you live on.
Once you earn more: make it count
Which bills to pay firstProtect the essentials when money is tight.
Debt payoff strategiesSnowball, avalanche and more.
Negotiate credit card debtAsk for a lower rate or a hardship plan.
Emergency fund calculatorBuild a cushion so new bills do not become new debt.
Stop living paycheck to paycheckA step-by-step action plan.
Just lost your job?A debt survival plan for the first weeks.
Remember: extra income from gig or freelance work is usually taxable, and no taxes are withheld from 1099 pay. See the IRS Gig Economy Tax Center. Pay depends on your location, hours and costs, and no one can guarantee what you will earn.
General information, not financial, legal or tax advice. Some links on DebtRoute may be affiliate links; see our Affiliate Disclosure and Editorial Policy.